Privacy Policy

This Privacy Policy explains how OneDSCR (“OneDSCR,” “we,” “us,” or “our”) collects, uses, and protects your information when you visit onedscr.com, use our calculators, submit a form, or work with us on a loan. By using our site or providing your information, you agree to the practices described here.

We collect only the information you choose to give us. When you fill out a form, request an estimate, or go through the loan process, we may collect your name, email address, phone number, and details about your property and financing scenario — such as purchase price, property value, estimated rent, current loan balance, property location, and your general credit range. The numbers you enter into our calculators stay in your browser and are not sent to us unless you submit a form. We do not ask for your Social Security number on this website, and simply using our calculators or forms does not involve a credit pull.

We do not use cookies. We don’t use tracking pixels, advertising tags, analytics tools, or any similar technology to monitor your browsing, follow you across the web, or build a profile of you. Aside from the basic server logs our hosting provider keeps to operate and secure the site, we do not track your activity.

The information you provide — whether through our website, our forms, or in the course of a loan — is used for one thing: to serve you on your financing. Specifically, we use it to prepare and provide loan terms, to process and fund a loan you’ve requested, and to have a conversation with you about your deal. We do not use your information for unrelated marketing, and we do not add you to third-party mailing lists. When you submit a form or give us your phone number, you consent to be contacted at the number and email you provide — including by text message, where applicable — about your inquiry and your loan. Message and data rates may apply, and you can opt out at any time by replying STOP to a text, unsubscribing from an email, or contacting us directly.

We do not sell, rent, trade, or share your personal information with anyone for their own purposes. We don’t hand your information to data brokers, advertisers, or outside marketers, period. The only time your information goes beyond OneDSCR is when it is necessary to carry out the very thing you’ve asked us to do — for example, providing the specific details required to underwrite, close, or fund your loan to the parties directly involved in that transaction, or disclosing information when we are legally required to do so. In every case, your information is used solely to deliver the loan and service you requested — never for anyone else’s benefit.

We keep your information only as long as reasonably necessary to serve you, complete and service your loan, run our business, and meet our legal and regulatory obligations, after which we take steps to delete or securely retain it as the law requires. We use reasonable administrative and technical safeguards to protect the information we hold; however, no method of transmitting or storing information is completely secure, and we cannot guarantee absolute security.

You have choices about your information. You may request to access, correct, or delete the personal information we hold about you, and depending on where you live — for example, if you are a California resident — you may have additional rights under applicable privacy laws. To make any of these requests, just reach out using the contact details below and we’ll respond as required by law. Our site and services are intended for adults; they are not directed to anyone under 18, and we do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. When we do, we’ll revise the “Last updated” date above, and your continued use of the site after any change means you accept the updated policy. If you have any questions about this policy or how your information is handled, contact us at [email protected] or (323) 409-9702.